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Reviews for American Express

Average User Review Ratings for Borrowing (Credit Card) products

Service Rating
3.0
Value Rating
3.8
Overall Rating
3.2
Recommend?
80 %


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Service: Borrowing (Credit Card) Product: Platinum Cashback Card

Review by JOHNSM submitted on 09 December 2010

Likes: The best credit card introductory cashback (for the first 3 months).

Dislikes: cash back only for a full £1 spend, therefore 5% cashback was not really 5%. In my case it was about 3%

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Service: Borrowing (Credit Card) Product: British Airways Amex Credit Card

Review by MIchel submitted on 13 January 2010

Likes: Like the BA miles and helpful customer service

Dislikes: Limited card acceptance but generally better than anticipated, BA miles pricey compared to full fare Easyjet flights

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Service: Borrowing (Credit Card) Product: Platinum Cashback Card

Review by imrang submitted on 11 November 2009

Likes: none

Dislikes: unbelievably poor and insensitive at dealing with customer deaths

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Service: Borrowing (Credit Card) Product: Platinum Cashback Card

Review by StrawberryKing submitted on 18 October 2009

Likes: the cash back of course!

Dislikes: Not accepted everywhere so need a back-up credit card

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Recommended?

I like the card's paper-less billing and online banking so I can easily see my account and make a payment. It's very nice to see your total cash back balance. Minor but it was a bit of a hassle setting up direct debits for the account because you have to download a form and send via post.

Service: Borrowing (Credit Card) Product: Platinum Cashback Card

Review by serendipity submitted on 15 October 2009

Likes: Cashback!

Dislikes: Not as widely accepted as Visa & Mastercard, no cashback if monthly balance not repaid in full.

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Into my second year with the card and very happy. Cashback is worthwhile, especially the initial 5% offer, and have had no problems with service. Had trouble with one supplier over a small refund and Amex credited my account immediately when I phoned them.

No good if you don't repay your balance each month as interest is very high and cashback won't apply.

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