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Reviews for Santander

Average User Review Ratings for Current Account products

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Service: Current Account Product: Bank Account

Review by webwiz submitted on 08 February 2013

Likes: Pays interest on balances up to £20,000. Pays up to 3% cashback on direct debits.

Dislikes: Costs £2 per month.

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Important - this is the 123 account. Although this is a bank account this is a way of using it as a savings account.

Cashback on water, council tax and Santander mortgage payments 1%
(up to maximum monthly mortgage payments of £1,000)

Cashback on gas and electricity bills 2%

Cashback on mobile phone, landline, broadband and paid-for TV packages 3%

Interest on balances from £1,000 AER (variable) 1%

Interest on balances from £2,000 AER (variable) 2%

Interest on balances from £3,000 3%

and up to a maximum of £20,000, so if you maintain a balance of £20,000 you will earn £540 = 2.7% and the cashback on the direct debits will more than cover the £2 charge for most people. Each month transfer in enough to cover the amount of the direct debits.

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Please Note: We display user reviews in good faith and cannot guarantee their authenticity. Never choose providers or products on the basis of these user reviews alone. All information and data shown is as at the date of the review.