Other Candid sites

Candid Financial Advice
Financial advice for a fraction of the usual cost.

Compare Fund Platforms
The UK's only fund platform comparison site for private investors.

Calculator over 80 Calculators!

Covering almost all your money needs - use them.

GIB Equivalent Gross Rate

Calculator Because Guaranteed Income Bond rates are quoted net of basic rate tax, a quick comparison to savings account gross rates isn't immediately obvious. This calculator makes the comparison easy.

Random Jargon


Tax Exempt Special Savings Account, the forerunner to cash ISAs.


This page covers the basics and commonly asked questions on using this site.

The basics

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You can view pretty much all pages directly using the navigation bars at the top of the page. The top bar links to each category while the bottom bar links to the topics within the current category.

Most pages also include direct links to relevant calculators, reviews, articles and tests via 'boxes' at the top of the page and/or the page's right hand column.

Frequently asked questions

How often is the site updated?

The site is generally updated every day, to keep content current. Statistics are updated when available and/or practical, ranging from weekly to annually (depending on the statistic). Candid Comments and Reviews are sometimes updated if it helps keep them relevant, in which case you'll see an 'updated' date as appropriate.

Is the site independent?

Yes. It is wholly owned by Justin Modray who has no interests in any other companies. We're proud and very protective of Candid Money's independence and intend to keep it that way.

How is the site funded?

The site's set-up costs and initial trading have been funded by its shareholder. The ongoing plan is to fund the site (and hopefully generate a profit!) from advertising. However, we'll never compromise our views or comments to keep advertisers happy - we'd much rather lose an advertiser than our integrity. Advertising placement is also restricted to one position per page, so it doesn't hinder your enjoyment of using the site.

Is Candid Money a firm of financial advisers?

No. Candid Money Limited is effectively an Internet publisher, dedicated to educating and helping people better look after their money.