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Financial advice for a fraction of the usual cost.

Compare Fund Platforms
The UK's only fund platform comparison site for private investors.

Random Jargon

Risk Premium Fixed Interest

The amount of extra interest companies with a less than perfect credit rating must pay on their bonds to compensate for the additional investment risk (compared to gilts).

Financial Calculators & Tools

Candid Calculator

Calculate whether a fixed or variable rate savings account might be a better option. You simply need to estimate what the annual variable interest rate will be for each year the savings are held.

Fixed vs Variable Rate Savings Calculator
Initial lump sum £
Annual fixed interest rate ? % gross
How many years? ?
Are you a taxpayer?
Variable interest rate year 1 ? % gross

Assumes variable rates are fixed each year, in practice they will likely vary. Current tax year income tax rates used, these may vary in future, as might savings tax legislation.

Calculations are estimates provided for illustrative purposes only. Candid Money Limited accepts no liability whatsoever for their subsequent use.

Go to Calculators Homepage.